Consumer Credit Main
Consumer Credit Division
The Consumer Credit Division issues seventeen different license or registration types across several sectors of the non-depository financial services market.
In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this website.
Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.
| Consumer Credit Licensees as of July 2, 2025 |
|
|
Bona Fide Nonprofit Organizations
|
7 |
|
Check Cashing Services
- Branch Offices
|
48
48 |
| Commercial Financing Provider and Broker Registrants | 151 |
| Consumer Collection Agencies - Branch Offices |
541
174
|
|
Debt Adjusters Non Profit
- Branch Offices Debt Adjusters For Profit
|
20
29
1
|
|
Debt Negotiators
- Branch Offices
|
4
3 |
| Exempt Registrants | 57 |
| Federal Student Loan Servicer Registrants | 10 |
| Lead Generators |
4
|
| Loan Processors/Underwriters | 202 |
| Money Transmitters | 214 |
| Mortgage Brokers - Branch Offices |
283
48
|
| Mortgage Correspondent Lenders - Branch Offices |
24
3
|
| Mortgage Lenders - Branch Offices |
423
1036
|
| Mortgage Loan Originators | 9269 |
| Mortgage Servicers - Branch Offices |
84
22
|
| Private Education Lender Registration | 11 |
| Private Education Loan Creditor Registration | 7 |
| Sales Finance Companies - Branch Offices |
183
55
|
| Small Loan Companies - Branch Offices |
106
20
|
|
Student Loan Servicers
- Branch Offices
|
43
17
|
Contact the Consumer Credit Division:
Consumer Questions or Complaints?
Connecticut Department of BankingConsumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800
Telephone: (860) 240-8200 or toll-free at 800-831-7225
Fax: (860) 240-8215
Key staff may be contacted via Email:
Carmine T. Costa, Division Director
carmine.costa@ct.gov
Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov
Michael Lentini, Department Manager
michael.lentini@ct.gov
Tracey Kelly, Department Manager
tracey.l.kelly@ct.gov